FinDev sees every paycheck, every bill, every transfer — and shows you the exact future of your bank account. Day by day. Dollar by dollar.
Features
Not another budgeting app. FinDev is a projection engine that thinks paycheck-to-paycheck — because that's how real life works.
Not monthly summaries. Not rough estimates. Exact balances for every single day — income in, bills out, transfers moved. You see the future of your bank account.
An advisor with full access to your accounts, bills, loans, and projections. It runs scenarios, catches problems, and executes changes — with your approval.
Detects shortfalls days in advance. Automatically considers cross-account payments, credit card redirects, and paycheck advances to keep you above zero.
Flexible bills land on the day your balance is highest. Priority bills are always protected. Overdue bills carry forward until you mark them paid.
See exactly what happens between each paycheck — what comes in, what goes out, what's left to spend. No more guessing if you can afford something this week.
Ask "can I afford this?" and get an exact answer with projections. Ask "what if I defer rent?" and see the ripple effect. Natural language, real data.
Track every financial entity that matters to your paycheck-to-paycheck reality.
Pricing
Start free. Upgrade when you need AI, bank sync, or overdraft prevention.
For getting your bearings
For serious financial planning
For households & shared finances
FinDev thinks in paychecks, not calendar months. Instead of budgeting categories, it projects your exact balance for every future day — showing you precisely when money gets tight and what to do about it.
It has full access to your financial data and 47 tools. It can run projections, simulate scenarios, create bills, adjust income, and answer complex questions like "what happens if I defer rent and my paycheck is $200 short?" — all with exact numbers.
All data is encrypted at rest and in transit. Bank connections use Plaid's bank-grade security. We never sell data, and you can export or delete everything at any time.
The projection engine detects when a future bill would overdraft an account. It then evaluates options: paying from another account, redirecting to a credit card, or advancing from a future paycheck — and flags the best option.
Know exactly where every dollar goes — today, next week, and two months from now.
Start FreeFree plan available. No credit card required.